Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-includes/pomo/plural-forms.php on line 210

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 1267

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 1304

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 1308

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 1336

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 3456

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 3463

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/gravityforms-master/common.php on line 3476

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/revslider/includes/operations.class.php on line 2758

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/revslider/includes/operations.class.php on line 2762

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /nfs/c09/h01/mnt/208700/domains/creditneeds.com/html/wp-content/plugins/revslider/includes/output.class.php on line 3706
Restoration – CreditNeeds

Credit Restoration

Eliminate the
Inaccuracies.

Eliminate the
Inaccuracies.

Credit Restoration

Does your credit report contain inaccurate information? Has this wrong information resulted in a poor credit score? Have you been denied credit, a new job, or a new place to live because of inaccurate information on your credit report? Credit needs can help correct your credit record.

For people who have inaccurate, out-of- date, erroneous, or fraudulent information on their credit report, Credit Needs offers Credit Restoration. According to the Federal Trade Commission, a shocking one in five people have inaccurate information on their credit report. 7 These errors cost consumers millions of dollars each year, in terms of higher interest rates paid on loans, higher insurance rates, and higher security deposits on rentals. The Fair Credit Reporting Act (FCRA) gives consumers the legal right to dispute the inaccurate information on their credit reports.

The Process of Credit Restoration is Simple:

Fill out the application.

Once you are accepted into the Credit Needs Credit Restoration Program, you will pay a one time set up fee of ______and a monthly fee of ________ . Credit Needs clients find these fees well worth it, given their interest rate savings on loans, and decreased insurance rates.

Credit Needs suggests that you enroll with a credit monitoring agency of your choosing, so that you can observe how your credit report changes over time, while you are engaged in Credit Restoration.

After reviewing your completed application, a Credit Needs agent will contact you to clarify the necessary information.

Our Credit Needs agents will then begin the process of disputing information with the credit bureaus. The credit bureaus are required to perform their own investigation to determine the validity of the disputed information and whether or not it should remain on a credit report. Under the FCRA, the credit bureau has the responsibility of either correcting the inaccurate information, or deleting the erroneous entry.

In addition to contacting the credit bureaus, Credit Needs agents will contact your creditors directly to remove negative information from your report.

Each of these steps is complicated, time consuming and adversarial. The credit agencies have set these processes to be difficult, so consumers give up on exercising their rights. Nevertheless, our Credit Needs agents are highly trained to employ all aspects of the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Billing Act (FCBA) to help you improve your credit score.

The Credit Restoration Process

Let us help you!

Get Started Today